Turn Browsers into Buyers

Turn browsers into buyers by offering an installment payment plan. Affordable monthly payment options combined with our interest-free term promotions will not only help to increase the first purchase amount but will bring the customers back for repeat purchases. LendingOfAmerica installment financing solutions are designed to drive more traffic to your business, improve sales and build customer loyalty.

LendingOfAmerica benefits include:

	Maximized customer credit limits
	Financing options for prime, near-prime and sub-prime applicants
	Interest-free term promotions
	Online merchant center that provides instant decisions* and document generation
	Collection of innovative e- tools such as price calculator and payment estimator
	Excellent customer support and training

Prompt Credit Decisions with Maximized Financing Limits

We use a proprietary scoring model that enables us to provide rapid credit decisions and maximized credit limits within responsible lending guidelines, allowing your customers the freedom to shop for larger ticket items and return for repeat purchases.

Internet Applications

When our Internet application link is added to your website, your customers can apply online and have the opportunity to walk into your location already pre-approved for financing and ready to shop!

Quick and Easy Electronic Application Processing

Using our enhanced online platform, you can save time during the application process and get credit decisions within seconds for well-qualified customers. Plus, we will manually underwrite the applicants with credit challenges to maximize the approvals for near-prime and sub-prime borrowers.

How LendingOfAmerica Can Benefit Your Customers

	The ability for your customers to avoid tying up their general purpose credit cards by having dedicated credit to use exclusively at your store
	The ability to buy today and pay over time
	The ability to save money with a competitive APR, no-interest (“same-as-cash”) term options up to 2 years, no application fees, no balloon payments, and no prepayment penalties

Getting Started

Becoming a LendingOfAmerica Merchant is easy. Call toll-free (800) 547-9081 to talk to a Relationship Manager or click here to use our pre-enrollment form.

Once your business is approved, within days your customers can start using credit to buy your products and services.